Insurance Consultancies
Mainland License — Compare Across 3 UAE Emirates
Cheapest from
AED 1,500
Abu Dhabi
3 emirates available
Government Fee Comparison
ADDED — Per-activity fee
AED 1,500
DED fee: AED 1500
DET — Base + 5% of rent
Base AED 8,000 + 5% rent
AED 9,500
30K rent
AED 10,500
50K rent
AED 12,000
80K rent
SEDD — Per-license (quote required)
Approvals: Sharjah Insurance Authority , Central Bank of the United Arab Emirates
Quote required
Fees calculated per-license based on license type, legal form, and activities. C
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Our Analysis
Abu Dhabi charges AED 1,500 for insurance consultancy. Dubai's formula starts at AED 8,000. Sharjah on application.
Insurance consultancy covers advising on risk management, insurance programme design, claims management, and actuarial services. The UAE's insurance market — driven by mandatory health insurance, motor insurance, and construction insurance — exceeds AED 50 billion in annual premiums.
Dubai hosts most insurance companies and brokers. DIFC is the insurance hub for regional and international players. The mainland license at AED 8,000 gives you direct access to this ecosystem.
Abu Dhabi at AED 1,500 positions you near the government and oil sector insurance market — ADNOC's insurance programme alone is one of the largest in the region.
The trade-off: Insurance Authority (IA) registration and professional qualifications are mandatory. The DED license alone doesn't authorise you to advise on insurance.
100% foreign ownership. No local sponsor.
Dubai for the broadest insurance market. Abu Dhabi at AED 1,500 for energy and government insurance.
For insurance free zone options (DIFC), see FreeZoneCompare.com.
Prices from official government portals, verified May 2026.
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Frequently Asked Questions
How much does a Insurance Consultancies license cost in Abu Dhabi?
The government DED fee for a Insurance Consultancies license in Abu Dhabi is AED 1,500. This is the cheapest among the 3 emirates where this activity is available. Additional costs may include office rent, visa fees, and external approval charges.
Which UAE emirate is cheapest for a Insurance Consultancies license?
Abu Dhabi offers the lowest government fee at AED 1,500. However, total setup costs also depend on office rent, visa requirements, and any external approvals needed for this activity.
Can a foreigner own 100% of a Insurance Consultancies business in the UAE?
Yes. Since the 2021 Commercial Companies Law reforms, most mainland business activities — including Insurance Consultancies — allow 100% foreign ownership across all UAE emirates. A local sponsor or service agent is no longer required for most activities.
What approvals are needed for a Insurance Consultancies license?
Beyond the DED license, you may need approval from: Sharjah Insurance Authority (Sharjah), Central Bank of the United Arab Emirates (Sharjah). Requirements vary by emirate and specific business scope.
How much does a Insurance Consultancies license cost in Dubai?
Dubai uses a formula-based fee: approximately AED 8,000 base fee plus 5% of your annual office rent. For example, with AED 50,000 annual rent, expect roughly AED 10,500 in government fees. Dubai also offers an Instant License at AED 8,000 flat (virtual location) and budget SME/Intelaq licenses at AED 1,070.
Is Insurance Consultancies available as a mainland license in all UAE emirates?
Insurance Consultancies is available for mainland licensing in 3 emirates: Dubai, Abu Dhabi, Sharjah. Each emirate has its own DED with independent fee structures and requirements. Use MainlandCompare.com to compare fees across all available emirates.
What type of license is Insurance Consultancies in the UAE?
Insurance Consultancies falls under the Professional license category in the UAE. Professional licenses cover consultancy, services, and skilled trades.
Is it cheaper to get a Insurance Consultancies license in Abu Dhabi or Dubai?
Abu Dhabi is significantly cheaper at AED 1,500 versus Dubai's estimated AED 10,500 (at AED 50,000 rent). However, Dubai offers a larger market with 3.6 million residents and 16 million annual tourists.
How long does it take to get a Insurance Consultancies mainland license?
Setup time varies by emirate: Dubai offers same-day approval with the Instant License (AED 8,000), or 1-3 working days for a Normal License. Abu Dhabi takes 2-5 working days. Sharjah and Ajman take 1-5 working days. Additional time may be needed for external approvals.
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